Criteria

Have a steady revenue.

Be 18 years of age or older.

People who receive un-employment insurance, parental insurance, or social assistance benefits are not admissible.

4 documents required

Recent Paystub.

Recent bank statement showing all of your transactions including at least two deposits of your revenue. The bank statement cannot have been modified.

Void check or a “pre-authorized” debit form of the account your pays are deposited into.

Photocopy of a valid, non-expired, photo i.d.

Reimbursement plan

The loan is reimbursed over 4 months by 4, 8, or 15 equal installments; every week, two weeks, or monthly; according to your respective pay frequency.

The loan has an annual interest rate between 28 and 32%.

Brokerage fees apply.

*Monday to Thursday. Before 10h30 a.m. on Fridays. The cutoff time for same day deposits is 10h30 a.m. every day for accounts held at the National and Laurentian Banks.